TheHyipInsurer- Review by SafeMoneyInvest

Are you tired of being scammed? Sick and tired of admins posting up beautiful sites that scam right after you invest? Lacking the confidence to invest in a program because you think they’ll scam? Well, I have the the solution for you. (well, not literally as I do not own the program, but I’ve just found the next best thing :p)

It’s called "The Hyip Insurer", or THI for short, it’s the first HYIP insurance company in HYIP industry. and it is owned by none other than full time internet marketer & hyip investor, TJ Price. He’s an acquaintance of mine, and he recently approached me with this exciting idea of offering HYIP insurance as he is quite a problem-solver because he realizes that the industry needs something revolutionary to change, to impact and to stimulate healthy growth. He believes that everyone needs protection from scams, and started thinking about different ways to promote safe investment. What follows is this phenomenal idea in the form of an insurance company.

The whole concept of insurance for investors is quite easy to grasp, once you read his website(@ TheHYIPInsurer.com) for a little. It took me some time to understand it, but after some friendly chats with the admin (who, I might say, is online quite a bit), I figured it out and bought my first insurance package for a very affordable rate. Nonetheless, I’ll attempt to explain the concept right here.

First off, there are 4 insurance plans offered: HR Insurance (High Risk High ROI Programs), GH Insurance(Golden HYIPs such as programs that have been paying consistently for a certain amount of time and maintain low-mid ROI), LTLI Insurance Plan (Long Term Low ROI HYIPs) and finally there’s the TAS Insurance (Autosurfs). These are the 4 plans offered, and you can purchase your insurance based on the investment programs that you wish to invest in.

You can take a look at the plans here:

TheHYIPInsurer Plans

What is insurance for HYIP some may ask? Well, exactly what it is in the real world! Let’s say that you want to invest $100, and the insurance premium (listed on the site) is $10 for that particular program. So you contact TJ (**veryimportant!**) regarding which program you wish to invest in and the insurance plan you wish to purchase. Upon agreement, you can then invest, without any single doubt of being scammed, in that program. Then, one of two things will follow.

First option. you could get paid out like you usually do, and go on your merry ways. This, undoubtedly, brings profits to both TJ and you, as he earns his insurance premium fees and you make your profit. Double joy! But things don’t always progress as smoothly as you would like. Sometimes you LOSE money in programs. And in most cases, the money you invested is already long gone by the time you realized that. Now what happens? No worries guys, because TJ will be right on it! This is where your insurance comes in play.

This is the second option. #2 is if the admin scams you & runs away, then you just file a claim with THI, and you will be sent your entire investment of $100 right back to your LR, AP, PM or PayPal account within 24 hours.

There are fees associated with different payment processors, however, and I’ll briefly go through it. You can invest via LR, AP, PM or any payment processor you wish, and you can then file a claim with TJ to be paid to a different payment processor. However, for Paypal, TJ charges 20% processing fees and administration fees, 8% for PerfectMoney, 5% for AlertPay and no fees at all for Liberty Reserve. For example, if you wish to invest $100 in a HYIP via LR, and in the unfortunate event that the admin scams before you make your profit, you can then file a claim with TJ with a receipt of your payment to the program, and you may request to be reimbursed to any payment processor of your choice.

The purchase price for the insurance varies. The prices depend on two things:

• The types of HYIPs you wish to invest in
• Your personal experience in the industry

Needless to say, HR Insurance, or insurance for high risk high roi programs, and TAS Insurance, insurance for autosurfs, command the highest fees of all 4 plans as they pose the highest risks. The starting price for HR Insurancestarts at 10.72% of your investment and could go as low as 5.74% of your investment; whereas the starting price for TAS Insurance starts at 12.46% and could go as low as 10.50% of your investment. TJ needs to first, however, verify your identity as an investor(which means how long you’ve been investing in HYIPs) through forum accounts or profile information, and then he will categorize you into one of 5 groups of investors, which would later determine how much you need to pay TJ. The more experience you have in the field, the lower your rates are.

Here’s the breakdown of groups of investors and fees associated:

1. 5+ Years In the Online Investment Industry- S Class
2. 3-5 Years In the Online Investment Industry- A Class
3. 1-3 Years In the Online Investment Industry- B Class
4. 3-12 Months In the Online Investment Industry- C Class
5. Anything less than 3 months experience- Not eligible for insurance.

As you can see, S Class investors will get the lowest rates in all 4 insurance plans, which means only a mere 5.74% of your total investment if you wish to purchase HR Insurance plan. For those who have been in this industry for less than 3 months have no luck then, as they have to wait until they have accumulated enough experience in this field. I know some might question the viability of classifying investors based on investing experience, so please do not hesitate to email the admin, TJ by completing a form on his website,TheHYIPInsurer, or you can email me (by clicking on the Email Me link on top of my blog page or posting a comment on my ShoutBox) to inquire more about this exciting insurance company.

Anyway I think that overall this is a fresh new idea that the industry needs. Insurance for investors, I just love the sound of that, don’t you?

So what are you guys waiting for? Go over towww.TheHyipInsurer.com & read all about what TJ is offering. Then send him an email with the program that you want to invest in, and he’ll give you the exact price that you should send him.

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